Jennifer Thomas

Loan Officer

NMLS#: 1418151


About

Over 25 years ago I decided I wanted to start a career in mortgage lending, so I went to work for a large mortgage company in Sacramento CA. I started with an entry level position in the funding department and quickly worked my way up to becoming a loan officer within the company. Eventually I decided to move on to bigger and better things and for about the next 10 years I worked for one of the largest home builders in the nation as a preferred mortgage lender for new homes.

In 2007 I decided I wanted to make a move out of retail lending and get into the world of wholesale lending. I spent the next several years helping mortgage lenders and brokers structure and close their loans with the bank I worked for. I love problem solving and helping people achieve their goals which made this a great fit for me.

I have a passion for travel and scuba diving so whenever I could, I was finding somewhere tropical to go to and explore the beautiful underwater world. This brought me to Maui a lot. Eventually I decided to purchase a condo on Maui with the goal to rent it out and then have it ready for me when I retire one day. However, once I closed escrow I thought long and hard and decided, why wait until I retire, its time to live my dream. So, in 2014 I packed up my belongings and took the journey across the ocean to live on the beautiful island of Maui.

When I moved to Maui I took a little time away from the mortgage world, got my Real Estate license, and sold a few homes. However, I learned quickly there were a heck of a lot more Realtors on Maui than Loan Officers. I also realized that mortgage lending is my true passion, so I transitioned back into mortgage lending and opened my office in my favorite Maui town, Lahaina.

In 2023 everything changed. Our beautiful town of Old Lahaina was destroyed by a quick-moving wildfire which also took my office. My entire world changed that year and after serious consideration my husband and I decided it was time for a new chapter in life which brought us to sunny Florida.

We moved to Florida in January 2024, where I am enjoying growing my business while in the Sunshine State. I’m very fortunate to still spend part of the year on Maui as well and I love working with my clients across the country.

Whether you are purchasing your first home, your move up home or dream vacation home, I’m ready to help regardless of the time zone you are in. I know Real Estate does not stop on the weekends so don’t hesitate to call me 7 days a week. I look forward to helping you achieve your Real Estate goals! 
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